Is it hard to get approved for Disney Vacation Club?

A credit score of 650 is all you need to be instantly approved for any DVC property. Credit Scores under 650 or no credit check option requires 20% down payment and you can finance closing costs too! Step 2: Pick a points package through your resale broker.



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There are a few categories of folks who may enjoy the benefits of DVC: Families that plan to visit a Disney property at least once every other year. With Disney's “bank” and “borrow” point system, members need to use their points at least every other year to get the maximum value out of them.

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You don't have to know how to sell Disney Vacation Club. You just need to have an expert to answer your questions and guide you through the process. That's exactly what the Experts do, and more. From DVC resale listings to closing the contract, knowing you have someone to keep it all moving along can be a great relief.

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Most of your vacations are to Disneyland or Disney World There are so many DVC resorts at Walt Disney World that you could visit every year for more than a decade and stay at a different resort each time. For those who truly visit Walt Disney World every year, DVC is an entirely reasonable proposition.

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Understanding Membership Dues Once you've paid off your initial DVC purchase, your future vacations are mostly free. The essential word there is “mostly.” You must still pay Annual Dues in January of each year.

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Disney Vacation Club resorts are not immune to inflation as member dues rise 4-8% for most destinations. Disney Vacation Club dues cover the operating costs of the resort (employees, park transportation, housekeeping, utilities, etc.)

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DVC RESALE POLICY – PLEASE READ BEFORE MAKING AN OFFER You will not have access to other Disney Vacation Club Incidental Benefits (also known as Membership Extras) such as Member discounts on dining, shopping, annual passes, Member exclusive events, and certain special Member offers.

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There are a few categories of folks who may enjoy the benefits of DVC: Families that plan to visit a Disney property at least once every other year. With Disney's “bank” and “borrow” point system, members need to use their points at least every other year to get the maximum value out of them.

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The catch is that the DVC Points won't remain available past your current Use Year. So, it's legitimately a one-time-only purchase and usage. That's still way cheaper than you'd pay for a cash room, although it also highlights the advantage of DVC Rental Store reservations.

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It's not just about investing well, it's about avoiding the financial mistakes that undermine so many well-meaning, but misguided people. One of these mistakes is getting caught in the timeshare trap. While timeshares may seem attractive at the outset, over time they can become real wealth traps.

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