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Is it safe to carry cash in Bali?

When you travel to Bali you probably want to have several different ways to pay including one or two cards, and some cash. However, carrying too much cash isn't the safest option, and having your regular bank card with you can also expose you to extra fees when spending overseas.



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As mentioned above Cash is still a very important form of payment in Bali, particularly in the smaller shops and also when you need to pay for your transportation, or if you need gasoline. The 100,000 bills are the largest bills. It's useful if you take also some smaller bills with you.

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But, you will want to have some cash on hand to get you going, and just in case you have trouble finding or having technical problems with the ATMs. I suggest for 10 days in Bali that you bring about $250-$500 USD cash per person.

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Many places in Bali will accept card payments, which can be the most convenient way to pay. However, it's not an option everywhere so having some cash is also a smart move. Get a travel money card to make ATM withdrawals locally on arrival in Bali, and so you don't need to carry too much IDR cash at any one time.

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You should take both cash and a card to Bali. A travel money card is better than cash for security reasons and that in most places in Bali you can pay with a card. No one can access your cash unless they have your 4 digit pin.

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The international inter-bank rate (that you will get if you exchange your money before entering Bali) tends to be better than the rate you will get when using a local money changer once you have entered Bali, so it is better to be prepared if you can!

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Paying by card in Bali is a fairly safe option. Most of the bigger restaurants, resorts, shopping stalls will all accept payment via card. Taxis, small local restaurants (warungs), beach bars, and market stalls still only accept cash.

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If you have a smaller budget then you can easily get by with about $10 per day-if you just plan on hanging at the beach and eating local food. If you're looking to eat at the higher-end restaurants explore the island and enjoy all of its many attractions, then you'll need a bit more, like $25 to $50 per day.

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Past travelers have spent, on average, Rp330,629 ($21) on meals for one day and Rp145,557 ($9.30) on local transportation. Also, the average hotel price in Bali for a couple is Rp1,339,645 ($86). So, a trip to Bali for two people for one week costs on average Rp16,477,133 ($1,053).

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The $1000 will be enough, but does that include VOA and departure tax?. On your intended plan, I expect you will spend $60-$70 a day however add $13/day to cover VOA and departure tax. Waterbom will cost extra on the above so you won't have a lot for shoping, which you will want to do..

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We recommend budgeting $630 for a week in Bali. This will cover you for private transport, a few restaurant meals and a tour or two to your favourite attractions.

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In that case, you should better take a backpack that can be padlocked and cover it with backpack cover. If you stay at the same place during all your trip, or if the transports are limited or already organised, you can choose a suitcase on wheels.

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I suggest for 10 days in Bali that you bring about $250-$500 USD cash per person. This will be more than enough to cover your day-to-day cash expenses on a small to medium budget.

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In case you want to keep some money as emergency requirement, i would suggest 400–500 dollars is more than enough for 4 days (for a couple) I had gone for 7 days to Bali. I spent a total of about 1200 dollars in 7 days. If you already pre-booked your hotel/hotel/villa then you would be fine with $400 for 3N/4D.

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Bali remains affordable compared to Western destinations and other Southeast Asian countries like Singapore and Malaysia; however, Thailand is still slightly less expensive. This is what makes Thailand such a great choice for many travelers.

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It's best to take Indonesian Rupiah to Bali. If you can't buy some before your trip, the next best options are Australian Dollars (AUD), US Dollars (USD) or Euros (EUR). You can easily change these 3 currencies almost anywhere on the island.

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Get a Local SIM Card
Phone credit and data in Bali is very inexpensive when using a local SIM card. You need to make sure your phone is “unlocked” from your service provider before you travel. Click here to pre buy an Indonesian SIM and have it delivered to your hotel in Bali.

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So, what's the safest and easiest way to travel with your money to Bali? We recommend exchanging a small amount of cash into Indonesian Rupiah before you enter the country as taxis, markets and small local warungs will deal in cash only and will only accept IDR.

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