What is the best debit card to use in Bali?

HSBC is very prominent in Asia and Bali so this is the best debit card for ATM cash withdrawals, as the ATMs only need to display a VISA or VISA Plus logo for free cash withdrawals. In addition the HSBC Everyday Global Travel Card has no international transaction fees and monthly fees.



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Using Bank Cards or Credit Cards
Paying by card in Bali is a fairly safe option. Most of the bigger restaurants, resorts, shopping stalls will all accept payment via card. Taxis, small local restaurants (warungs), beach bars, and market stalls still only accept cash.

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The international inter-bank rate (that you will get if you exchange your money before entering Bali) tends to be better than the rate you will get when using a local money changer once you have entered Bali, so it is better to be prepared if you can!

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I suggest for 10 days in Bali that you bring about $250-$500 USD cash per person. This will be more than enough to cover your day-to-day cash expenses on a small to medium budget. Now let's talk about some of the costs that you can expect on your Bali trip.

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Unfortunately, ATM scams like phishing or skimming are not uncommon in Bali, so be vigilant before choosing a machine to withdraw your money from the ATM on the island. If you withdraw money from other currencies while using a travel card like Wise or Revolut, it is recommended to use BCA or CIMB Niaga ATM.

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Yes. However, you shouldn't rely on your plastic as much as you would in more remote places the only acceptable way of payment. Therefore, most places accept credit cards, but some of the smaller ones, as well as hotels, guesthouses, and home-stays, tack on a 3% surcharge.

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It's best to take Indonesian Rupiah to Bali. If you can't buy some before your trip, the next best options are Australian Dollars (AUD), US Dollars (USD) or Euros (EUR). You can easily change these 3 currencies almost anywhere on the island.

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Typical Costs for 1 Week in Bali
For a comfortable private tour (2–4 people): About 160–220 USD per day per person is typical with private guide, 4- or 5-star hotels, nice meals, and private transfers included. For this standard of vacation in the US, the average price is 500+ USD.

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Yes, you can use your card abroad. View a current comparison of our exchange rate for certain currencies, as a mark-up against the rate published by the European Central Bank. We'll charge a single non-sterling purchase fee of 2.99% every time you make a purchase abroad.

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Get a Local SIM Card
Phone credit and data in Bali is very inexpensive when using a local SIM card. You need to make sure your phone is “unlocked” from your service provider before you travel. Click here to pre buy an Indonesian SIM and have it delivered to your hotel in Bali.

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Length of stay and types of Visa: If your stay is 30-days or less, please obtain a Tourist Visa upon your arrival into Bali, Indonesia. The cost is USD$35 which can be paid in cash or by credit card upon your entry into Denpasar's International Airport.

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