Is it worth getting a travel card for Bali?

You should take both cash and a card to Bali. A travel money card is better than cash for security reasons and that in most places in Bali you can pay with a card. No one can access your cash unless they have your 4 digit pin.



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Although card may be accepted in larger Bali cities such as Denpasar, cash may be preferable in surrounding villages such as Ubud and Kuta. Travellers can use international ATMs in Denpasar and other major towns to withdraw cash and use it for further travel.

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Travel cards offer several advantages that a credit card can't compete with, including the ability to load multiple foreign currencies, secure PIN protection, locked-in exchange rates, no foreign transaction fees, online account management, and the option for emergency assistance.

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Yes. However, you shouldn't rely on your plastic as much as you would in more remote places the only acceptable way of payment. Therefore, most places accept credit cards, but some of the smaller ones, as well as hotels, guesthouses, and home-stays, tack on a 3% surcharge.

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I suggest for 10 days in Bali that you bring about $250-$500 USD cash per person. This will be more than enough to cover your day-to-day cash expenses on a small to medium budget. Now let's talk about some of the costs that you can expect on your Bali trip.

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Typical Costs for 1 Week in Bali
For a comfortable private tour (2–4 people): About 160–220 USD per day per person is typical with private guide, 4- or 5-star hotels, nice meals, and private transfers included. For this standard of vacation in the US, the average price is 500+ USD.

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While credit cards are easy to carry and more secure than cash, you should always have some local cash on you when traveling. It's just good sense. Besides the fact that some local shops and vendors won't accept credit cards, having some cash provides a safety net in case your bank shuts off your card for any reason.

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As I mentioned earlier, tipping is not customary in Bali and you will not find too many locals asking for tips. However, if you received great service and would like to show your appreciation, a small tip is always appreciated.

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Cash is the preferred payment method in Bali, so it's best to carry enough to enjoy your day, including smaller denominations or change for local shopkeepers and warungs.

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Using Bank Cards or Credit Cards Paying by card in Bali is a fairly safe option. Most of the bigger restaurants, resorts, shopping stalls will all accept payment via card. Taxis, small local restaurants (warungs), beach bars, and market stalls still only accept cash.

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The $1000 will be enough, but does that include VOA and departure tax?. On your intended plan, I expect you will spend $60-$70 a day however add $13/day to cover VOA and departure tax. Waterbom will cost extra on the above so you won't have a lot for shoping, which you will want to do..

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Overall, budget travelers can expect to spend around $30-$50 per day in Bali, while mid-range travelers can expect to spend around $50-$100 per day. Luxury travelers can expect to spend several hundred dollars per day.

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Yes! Exchanging money in Bali can be more cost-effective than exchanging it in your home country or at the airport. You'll often find better exchange rates and lower fees, so you'll get more for your money. At Central Kuta Kerobokan II, you'll find a transparent and fair exchange rate without commission fees.

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