Is it worth upgrading to Amex Platinum from gold?

The Gold card offers more chances to earn points on everyday spending while the Platinum card's 5x Membership Rewards on travel makes it better for those who travel frequently. Here's how you earn with the Amex Gold Card: 4x Membership Rewards on restaurants and U.S. supermarkets.



People Also Ask

Amex Platinum: Rewards points. Both cards provide some pretty impressive ways to earn points. The Gold card offers more chances to earn points on everyday spending while the Platinum card's 5x Membership Rewards on travel makes it better for those who travel frequently.

MORE DETAILS

The statement credits alone are worth over $1,400, but they are somewhat limited and don't match most cardholders' spending patterns. As long as you're able to get enough value with this card to cover the $695 annual fee, The Platinum Card® from American Express is worth considering.

MORE DETAILS

Platinum Card? Members and Additional Platinum Card? Members on the Platinum Card? Account can enroll in complimentary Hilton Honors Gold status in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card.

MORE DETAILS

The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715, so it's not incredibly hard to get the Amex Platinum card. However, several applicants with credit scores in the 600s have also been approved, even as low as 643.

MORE DETAILS

Compare Amex Platinum to other cards Amex Platinum has a higher annual fee than most credit cards, but it also offers unparalleled travel benefits and a robust rewards program. For example, your card gives you access to Delta Sky Club, The Centurion Lounge and several other airport lounge options.

MORE DETAILS

The American Express Platinum card caters to high-spenders who travel frequently and want a wide range of luxury travel perks and lifestyle benefits. You'll need a high income and at least good credit to qualify.

MORE DETAILS

If you travel often enough use all the upgrades and perks of The Business Platinum Card® from American Express, it could be worth the hefty annual fee. Otherwise, the American Express® Business Gold Card might be a better fit for business owners who want a mix of perks and rewards on their day-to-day spending.

MORE DETAILS

The Amex Gold card does not offer any complimentary airport lounge access. Bottom Line: If you value worldwide lounge access, the Amex Platinum card is a clear winner as the Amex Gold card does not offer any form of airport lounge access.

MORE DETAILS

If we cancel or end your Card Account in accordance with the Card Account agreement, you will lose the Points that you have earned but not yet redeemed.

MORE DETAILS

As part of The American Express Global Lounge Collection®, Platinum Card® members can enjoy unlimited, complimentary access to Plaza Premium lounges around the world. Plaza Premium is a network of airport lounges around the world that are open to The Platinum Card® members, regardless of airline or ticket class.

MORE DETAILS