Whether the Delta SkyMiles® Platinum American Express Card is "worth it" in 2026 depends on your travel frequency and your use of its core benefits. The card carries a $350 annual fee, which can be entirely offset by the Annual Companion Certificate (valid for a domestic Main Cabin round-trip) if used on a flight that would otherwise cost more than the fee. Other high-value perks include a first checked bag free for you and up to eight companions, a $120 Global Entry/TSA PreCheck credit, and a 15% discount on award travel. For those chasing elite status, the card provides a "MQD Headstart" of $2,500 MQDs annually. If you fly Delta at least 2-3 times a year and use the companion pass, the card pays for itself. However, if you rarely fly domestic Delta routes or already have status that covers baggage fees, the "Delta Gold" or a more flexible travel card might offer better value for your spending.