What are the benefits of American Express Platinum Card?

Your AMEX Platinum BenefitsMade for exploration
  • $200 Airline Fee Credit 1 ...
  • American Express Global Lounge Collection® 2 ...
  • $189 CLEAR® Credit 4 ...
  • Global Entry or TSA PreCheck® 5




In 2026, the American Express Platinum Card remains the "gold standard" for travel perks, though it carries a high annual fee. Key benefits include unrivaled lounge access through the Global Lounge Collection (Centurion Lounges, Priority Pass, and Delta Sky Clubs). Cardholders receive over $1,500 in annual credits, including a $200 hotel credit, $200 airline fee credit, and monthly credits for Uber and digital entertainment (like Disney+ or Hulu). You also get automatic Gold Status with Marriott and Hilton, and access to the "Fine Hotels & Resorts" program, which provides free breakfast and late checkouts. For 2026, Amex has added enhanced "lifestyle" perks, such as credits for high-end gym memberships and a dedicated concierge service that is increasingly powered by advanced AI to help secure difficult dinner reservations or "impossible" concert tickets.

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As part of The American Express Global Lounge Collection®, Platinum Card® members can enjoy unlimited, complimentary access to Plaza Premium lounges around the world. Plaza Premium is a network of airport lounges around the world that are open to The Platinum Card® members, regardless of airline or ticket class.

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Upcoming Changes to the American Express Platinum Card The card's annual fee is set to increase from $699 to $799 (all figures in CAD) per year. If you currently have a Platinum Card, this fee will come into effect on your next card anniversary date after September 26, 2023.

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Visit americanexpress.com to learn more. Our quick take: The Platinum Card® from American Express is the gold standard of luxury rewards travel cards, perfect for demanding travelers who place a high degree of value on perks like lounge access and complimentary elite status.

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Compare Amex Platinum to other cards Amex Platinum has a higher annual fee than most credit cards, but it also offers unparalleled travel benefits and a robust rewards program. For example, your card gives you access to Delta Sky Club, The Centurion Lounge and several other airport lounge options.

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Yup, everything is free at Amex lounges. But be sure to factor in the annual fees of the American Express cards required to enter: $550 for Delta SkyMiles Reserve, $695 for Platinum, and for the by-invitation-only Centurion card, $5,000—plus a $7,500 initiation fee.

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Like all American Express Cards, the Platinum Card allows you to add Additional Card Members, commonly known as “authorized users,” to your account. The annual fee is $195 for each Additional Platinum Card. Additional Card Members must be 13 years of age or older.

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Platinum cardholders have access to discounted flights through International Airline Program (IAP), which allows members to book first, business and premium economy at a discount on select airlines and routes.

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