The United Club Infinite Card, specifically the 2023/2024 refreshed version, is designed for high-frequency United flyers who prioritize lounge access. The primary benefit is a full United Club membership, which normally costs over $650 per year, allowing the cardholder and two guests access to over 45 United Club locations. Additionally, the card offers a first and second checked bag free for the cardholder and a companion, which can save up to $320 on a single round-trip for two people. It provides Premier Access (priority check-in, security, and boarding) and a $100 credit for Global Entry or TSA PreCheck. In 2023, the card also boosted its earning rates to 4x miles on United purchases and 2x on all other travel and dining. Other perks include a 10% discount on United Economy Saver Awards and a "Nexus" fee credit. While the annual fee is steep (typically $525), the combined value of the lounge membership and baggage savings makes it a "break-even" card for anyone flying United more than four or five times a year.