What forms of payment are accepted by Royal Caribbean?

Royal Caribbean accepts Visa, MasterCard, American Express, Optima, Diner's Club International and Discover cards. Penalties may apply if you cancel or change your reservation. Penalties can be up to 100% of the amount paid, and deposits are often non-refundable.



People Also Ask

What payment methods are accepted to pay for on-board purchases?
  • Credit card. This is the simplest and most used method of payment. ...
  • Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  • Debit card. This method of payment is not recommended.


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An Onboard Expense Account, also known as your SeaPass® onboard account, is the cashless system used for all onboard purchases and services. SeaPass cards will be in your stateroom waiting for you. The account may be set-up with either a credit card or as a cash account.

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We recommend paying for on shore purchases that are over $10 with a credit card to reduce the amount of cash you need to carry when off-ship and for a good record of your purchase, and use pocket change or local currency for the rest.

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The account can be set-up with either a credit card, debit card or as a cash account during check-in or at the pier. You can also add guests from your stateroom or another stateroom as authorized purchasers on your account. For each purchase made onboard the ship you will receive a receipt.

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You probably won't need much actual cash while onboard, as many cruise lines will just charge purchases to your account. Even ship casinos these days have cashless credit systems. On nearly all cruises, passengers are given an itemized bill at the end of the trip listing all charged expenses.

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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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To recap, the single best way to pay for a cruise booking is either by bank transfer or a credit card (if you can pay the balance in time).

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To secure your reservation, we require a deposit within seven days of your booking, or full payment if you book within 70 days of departure (90 days for holiday cruises and 120 days for Transpacific, Asia reposition, and Round Australia).

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Additionally, payment methods may include credit cards, third-party payment systems, gift cards, cruise certificates and cash. Ultimately, the best way to make cruise payments is whichever one works best for you and your specific circumstances.

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Ways to pay for your vacation
  1. Start a travel savings account. Like most things in life, paying cash is the simplest route. ...
  2. A travel loan. Travel loans are a type of personal loan that you can use to cover travel expenses. ...
  3. Get a side job. ...
  4. Credit cards. ...
  5. Point-of-sale loans. ...
  6. Vacation clubs and travel clubs.


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Cruise Ship ATM's Charge Fees This can sometimes be as much as $5 or $10 per transaction. If you do find that you have to use onboard ATMs it's usually better to take out a greater amount of money rather than making multiple smaller transactions.

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This ATM aboard Royal Caribbean charges $6.50.

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Do cell phones work on cruise ships? It's a common question with varying answers. Guests are free to utilize their cellular data or connect to our onboard Wi-Fi on any ship. But, please be aware that cellular data used on the ship or in certain ports of call will result in charges from your cell phone provider.

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You are certainly welcome to bring cash to enjoy your vacation experience. There are ATM services onboard and limited currency conversion services. There is a withdrawal fee to use the ATMs onboard.

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