What happens if someone else uses my contactless card? As with unauthorized charges to any other cards, the bank will be liable, not you. If you suspect any unauthorized transactions, report them immediately to your card issuer.
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What happens if someone else uses my contactless card? As with unauthorized charges to any other cards, the bank will be liable, not you. If you suspect any unauthorized transactions, report them immediately to your card issuer.
A form of fraud that doesn't require the presence of a physical card is called card-not-present fraud (CNP). If you don't have proper security measures in place and the criminal obtains your debit card information, they can use it for fraudulent online or over-the-phone transactions.
Because contactless payments require neither PIN nor signature authorisation, lost or stolen contactless cards can be used to make fraudulent transactions.