In 2026, a "check fee" (or cheque fee) typically refers to one of three things: a bank processing fee, a travel-specific convenience fee, or a merchant surcharge. In a banking context, it often refers to the cost of ordering a new "checkbook" or a fee charged for "Checking" an item drawn on a foreign bank, which can be quite high due to international clearing costs. In a travel context, specifically for airlines or hotels, some providers may charge a "Manual Check Fee" if you choose to pay via a paper check rather than a digital method. Additionally, some banks charge a "Returned Check Fee" (NSF) if you write a check without sufficient funds. A high-value peer tip for 2026: with the rise of "Instant Payments" and digital wallets, paper checks have become a premium, high-cost tool. If you still use them, check your bank's fee schedule for "Stop Payment" or "Certified Check" costs, as these have increased significantly as banks push consumers toward more efficient and traceable electronic transfer methods.