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What is an example of a contactless payment?

Bank card payments, RFID (commonly used in wristbands or cards) and mobile wallets such as Apple Pay are all examples of contactless payments.



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6 of the most popular NFC payment apps
  1. Google Pay. Google's reach goes far beyond search — it extends to phones, online ads, and apps like Google Pay, which facilitates online, in-store, and person-to-person payments. ...
  2. Apple Pay. ...
  3. Samsung Pay. ...
  4. PayPal App. ...
  5. Zelle. ...
  6. Venmo.


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What happens if someone else uses my contactless card? As with unauthorized charges to any other cards, the bank will be liable, not you. If you suspect any unauthorized transactions, report them immediately to your card issuer.

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No PIN or signature is typically required when using contactless payment, so if your card is lost or stolen it could be used by someone else without easy detection.

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When accepting a credit card over the phone, you should always key in the complete information: card number, expiration date, CSV code and the customer's full name as it appears on the card. You should also request the customer's complete billing and shipping addresses – including ZIP codes – and phone number.

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When you place your card within a few inches of a contactless-enabled payment terminal, your payment information is transferred. While it's often referred to as “tap to pay,” no tapping is actually needed. Instead, you usually need to place your card within a few inches of the payment terminal to initiate payment.

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Digital wallets like Apple Pay and Google Pay can be used by tapping your smartphone or smartwatch over a terminal instead of a card. There is no extra cost to use contactless features.

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