What is best to use cash or card in Italy?

In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.



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Both are commonly-accepted forms of payment in Italy, so it depends on your preference and the specific circumstances. Credit cards can be a convenient and safe way to make purchases, but having cash on hand is always a good idea, especially if you plan to visit less touristy areas.

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium.

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Once you've reached your destination, avoid airport kiosks or other exchange houses. Your bank's ATM network is likely the best option. You may be able to withdraw cash in the local currency with competitive exchange rates and low fees (1% to 3%). Use your institution's app to find an ATM near you.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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Should I bring a lot of euros with me from home? No. The first thing to know is that when visiting Rome, bringing a lot of money with you is a very bad idea. By buying euros in advance, you will get ripped off on the exchange rate in your home country.

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I like to set aside around 50 euros per day for travel expenses when traveling anywhere in Europe and, to be honest, I didn't even spend that half of the time in Italy – unless I was splurging on a day trip. You can easily get by on that while still enjoying yourself.

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