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What is the best credit card to get SkyMiles?

  • Delta SkyMiles? Reserve American Express Card. Best All-Around Delta Card. ...
  • Delta SkyMiles? Platinum American Express Card. Best Delta Card for a Companion Ticket. ...
  • Delta SkyMiles? Gold American Express Card. The Best Mid-Tier Delta Card. ...
  • Delta SkyMiles? Blue American Express Card. Best for Earning SkyMiles with No Annual Fee.




For 2026, the Delta SkyMiles® Reserve American Express Card is widely considered the "best" card for serious Delta travelers, primarily due to its premium perks that accelerate status and enhance the airport experience. It offers Delta Sky Club access, an annual companion certificate (valid for First Class or Comfort+), and a "status boost" toward Medallion qualification. However, if your primary goal is the sheer volume of miles earned per dollar spent, the American Express® Gold Card is often the smarter choice. While not a "Delta" card per se, it earns 4X points on dining and groceries, and these Membership Rewards points can be transferred 1:1 to Delta SkyMiles, often resulting in more miles than the co-branded cards. For business owners, the Delta SkyMiles® Reserve Business offers similar premium perks with higher earning rates on eligible purchases, while the Gold Delta SkyMiles remains the best "starter" card due to its lower annual fee and free first checked bag.

That’s an excellent question, as the “best” card depends entirely on your spending habits, travel goals, and financial situation. Delta SkyMiles are issued by American Express, and they have a strong lineup of co-branded cards.

Here’s a breakdown of the top Delta SkyMiles cards, categorized to help you find the best fit.

Quick Summary: Top Picks

  • For Most Travelers / Best Overall Value: Delta SkyMiles® Platinum American Express Card
  • For Frequent Delta Flyers / Luxury Travelers: Delta SkyMiles® Reserve American Express Card
  • For Casual Travelers / Best No-Annual-Fee Option: Delta SkyMiles® Blue American Express Card
  • For Business Owners: Delta SkyMiles® Platinum Business American Express Card or Reserve Business

Detailed Comparison of Key Cards

Feature Delta SkyMiles® Blue Delta SkyMiles® Gold Delta SkyMiles® Platinum Delta SkyMiles® Reserve Annual Fee $0 $99 (waived first year) $350 $650 Welcome Offer Variable (typically lower) 70,000 Miles + $200 90,000 Miles 100,000 Miles Earn Rates 2x Miles at Restaurants & Delta, 1x elsewhere 2x Miles at Restaurants, Supermarkets, & Delta, 1x elsewhere 3x Miles on Delta & Hotels, 2x at Restaurants & Supermarkets, 1x elsewhere 3x Miles on Delta, 1x elsewhere Biggest Perks No annual fee, Baggage Insurance First Checked Bag Free, Main Cabin 1 Priority Boarding, $100 Delta Stmt Credit Companion Certificate (Main Cabin), Delta Sky Club® Access (when flying Delta + $50), Free Checked Bag, Main Cabin 1 Boarding Companion Certificate (First Class/Domestic C+), Delta Sky Club® Access (when flying Delta), Centurion Lounge Access, Free Checked Bag, Sky Priority, Upgrade Priority

People Also Ask

If you live near a Delta hub city or you frequently travel to places covered by Delta's flight network, you should consider becoming a Delta SkyMiles member. The SkyMiles program — which is free to join — is worth it for frequent business travelers and occasional leisure travelers alike.

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  • Overview.
  • Aeromexico.
  • Air France.
  • China Eastern.
  • KLM.
  • Korean Air.
  • LATAM.
  • Virgin Atlantic.


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While the Delta SkyMiles Gold stands out in terms of the frequent flyer benefits you get, the Amex Gold offers a better earning rate on everyday purchases and more flexible rewards. Note that if you haven't had these cards already, you could potentially sign up for both and get the best of both worlds.

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Chip Lupo, Credit Card Writer The Delta SkyMiles® Platinum American Express Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.

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NerdWallet's Best Delta Air Lines Credit Cards of November 2023
  • Delta SkyMiles® Gold American Express Card: Best for Most Delta flyers.
  • Delta SkyMiles® Platinum American Express Card: Best for Elevated benefits.
  • Delta SkyMiles® Blue American Express Card: Best for No annual fee.


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At airports which do not have a dedicated Silver Medallion check-in lane, Silver Medallion Members are permitted to use the Sky Priority check-in lane.

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And customers who have MQM Rollover balances over 100,000 will be given special offers to extend their earned 2024 Status—one year for each 100K Rollover MQMs. Delta will also provide an option to convert MQM Rollover balances into MQDs at a more generous ratio of 10:1 (up from 20:1).

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The lowest round-trip main cabin tickets cost 50,000 SkyMiles. But, it's easy to pay up to 90,000 SkyMiles if your travel dates are not flexible. To avoid this unpredictability, see if you can transfer your points to Virgin Atlantic. A round-trip main cabin ticket on Delta can cost 60,000 miles.

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