- Top credit cards for cruises.
- Chase Sapphire Preferred® Card.
- Capital One Venture Rewards Credit Card.
- Bank of America® Premium Rewards® credit card.
- U.S. Bank Altitude® Connect Visa Signature® Card.
- The Platinum Card® from American Express.
- Branded cruise line credit cards.
You will most likely need cash while you're off the ship, especially in foreign ports. Not only can it save you money in foreign transaction fees that most credit card companies charge, but if you're traveling to certain parts of the world, you may encounter places where credit cards aren't accepted.
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As any seasoned traveler knows, you'll often find lower rates or free add-ons as the departure date approaches and the cruise line works to fill the ship.
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Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.
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As a general rule, plan to have $50 to $100 each day in the local currency. Also, you may want to bring an extra $20 a day for tipping crew members. Make sure to include smaller bills for tips. Fifty to a hundred dollars a day should be enough to cover small purchases, tips and snacks at each port.
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Most veteran cruisers recommend that you budget between £75-£100 per day for other costs. You can cut back on spending and reduce your budget. However, you're probably going to need at least £50 a day. So, once you've booked your cruise, you'll want to set aside around £350-£700 for other costs.
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Debit card This method of payment is not recommended. If you use a debit card, a request for pre-authorization will be made by the cruise line to ensure the availability of funds. This request will freeze the pre-authorized amount for up to 30 days.
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On embarkation day, an initial bank hold of up to $200 (depending on cruise length) is placed on all credit card and debit card accounts to verify that the card is valid: 2 - 6 day cruise: $100 USD for each stateroom charged using the same credit card or debit card.
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Do I need a passport? We recommend that everyone taking a cruise from the United States have a passport book. Though some “closed-loop” cruises may not require a U.S. passport, we recommend bringing yours in case of an emergency, such as an unexpected medical air evacuation or the ship docking at an alternate port.
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Use the ship's safe, or bring your own. When not in use, your jewelry and cash should be kept in a safe. Every cruise ship cabin comes with a safe; there also are portable safes you can purchase for added security. (Crewmembers, like any hotel staff, have the ability to open your safe in the event you're locked out.)
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If you plan to remove tips from your onboard bill, you will need to plan in advance to bring enough cash for personal tipping, then wait in a potentially long line at the guest services desk to remove the auto-gratuities and chase down all the crew members you wish to thank on the last evening.
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Food and beverages As part of the cruise price, there is always complimentary food of many types and flavors. Drinks included are tap water, some juices and iced tea on most lines; everything else typically costs extra. Coffee and tea are complimentary, but you'll need to pay for specialty coffee beverages.
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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.
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In general, plan on giving $16–$23 in gratuities per day for each passenger. Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities.
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7-8 Daytime Outfits On your 7 day cruise, you'll need a casual daytime outfit for each day, plus at least one backup outfit in case you get wet.
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If you're bringing the whole family, a 5 or 7 day cruise might be the best way to make sure everyone has an awesome getaway. And for those lucky folks with even more time to spare, a cruise of 10 days or more will give you an incredible experience of all the best things a cruise has to offer.
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