What is the best payment method in Japan for tourists?

The likelihood that credit cards are accepted decreases in small cities and towns, and thus it is advisable to keep cash at hand when visiting rural areas. Cash is often the only way to pay for small entrance fees at tourist sights, smaller restaurants and small shops. Many lockers also require coins.



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Cash, credit and debit cards are all accepted, with credit cards and cash the most relevant. Since a credit card is your best choice for a significant amount of your spending, a card that doesn't charge foreign transaction fees provides lots of value.

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You shouldn't have a problem paying admission at major attractions by card. Large tourist attractions within Japan will always accept credit cards, but places like shrines, temples, and off-the-beaten-track locations are usually cash-only.

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Most major credit cards are accepted for purchases in larger stores and restaurants. However, be aware that shrines and other locations in rural areas might only take cash.

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You can avoid a credit card foreign transaction fee by either paying cash or using a credit card that doesn't charge foreign transaction fees. Most credit cards that do not charge a foreign transaction fee note it on their website, but you can also look at the credit card's terms and conditions page.

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Cash, credit and debit cards are all accepted, with credit cards and cash the most relevant. Since a credit card is your best choice for a significant amount of your spending, a card that doesn't charge foreign transaction fees like the Capital One VentureOne Rewards Credit Card provides lots of value.

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When travelling in Japan, a person will likely come across many of the following banknotes: 1,000 yen – This roughly equates to an American $10 bill and is the lowest value of any Japanese banknote in circulation. This bill is typically used by office workers to pay for lunch.

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So roughly 2,000 USD per person for lodging, transportation in Japan, food, and souvenirs. You can do it for less, but that was fun for the whole trip. I highly recommend ordering about 50,000 yen in cash from your bank before going.

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Good news – both Apple Pay and Google Pay work in Japan, too. They're super convenient as they are most likely already installed on your phone. Keep in mind these are digital wallets, so you will need to add a payment method.

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That being said, I would say you should bring enough cash so that you have at least 10,000 yen of spending money per day. This will be enough to cover any transportation fees and cash-only establishments you visit, provided you also have your debit/credit card to cover the rest of your expenses (e.g. accommodation).

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Credit, debit and prepaid cards of international brands are generally accepted throughout the country. There will be instances where stores may not display the symbols of the cards they accept, so ask the salesperson if you can use your card.

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Japan ATM Withdrawal Fees Fees for withdrawing cash from ATMs in Japan are typically 1-3% of the transaction amount.

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Japan ATM Withdrawal Fees Fees for withdrawing cash from ATMs in Japan are typically 1-3% of the transaction amount.

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Most phones purchased as unlocked in the USA or any other country will work in Japan. Those purchased under contract with a local carrier such as T-Mobile, AT&T, or others will not work unless you have an international plan which can be very expensive. Does T-mobile work in Japan?

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