The Bilt card can even be used beyond rent, for things like utilities, HOA fees, and more! Bilt points transfer to American Airlines AAdvantage at a 1:1 ratio, meaning that any points you earn from paying your rent can go directly to your American Airlines flights.

In 2026, American Airlines AAdvantage is unique because it does not partner with the "Big Four" flexible point currencies (Amex, Chase, Capital One). The primary way to earn AAdvantage miles via credit cards is through co-branded Citi and Barclays AAdvantage cards, such as the Citi® / AAdvantage® Platinum Select®. However, Bilt Rewards is currently the only major flexible points program that allows a 1:1 transfer to American Airlines, making it highly valuable for those paying rent. Additionally, you can transfer points from Marriott Bonvoy to AAdvantage at a 3:1 ratio, though this is generally less efficient than using the miles for hotel stays. Because American Airlines maintains a more exclusive partnership network, many travelers find that the best strategy is to use an AA-specific card for daily spending to reach "Loyalty Point" goals for elite status.