Which credit bureau does Delta use?

The Delta Gold Card reports the card's credit limit, account balance, payment history, and more to all three of the major credit bureaus: Experian, TransUnion, and Equifax. American Express may use a specific credit bureau more than another, depending on the applicant's home state, and other factors.



People Also Ask

The Delta SkyMiles® Platinum American Express Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.

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Bottom line. To qualify for an Delta SkyMiles American Express card, you'll probably need a FICO® score of 670 or higher. With American Express being the sole issuer of cobranded Delta card's, you'll also be subject to its usual application rules.

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Finally, the Platinum Delta SkyMiles credit score requirement is good or better, which means applicants generally need a 700+ credit score for good approval odds. You can check your latest credit score for free on WalletHub to estimate your chances.

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The Delta SkyMiles® Gold American Express Card usually isn't hard to get for qualified applicants. If you have a FICO® Score of 670 or more, then you have a good chance of getting approved.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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