Several Marriott Bonvoy credit cards offer "Free Night Awards" (FNA) either as a welcome bonus or an annual anniversary gift. In the U.S., the Marriott Bonvoy Boundless® from Chase and the Marriott Bonvoy Business® from American Express provide an annual FNA worth up to 35,000 points. Premium cards like the Marriott Bonvoy Brilliant® Amex offer a more lucrative award valid for up to 85,000 points. Internationally, the Marriott Bonvoy HDFC Bank card in India provides an FNA (up to 15,000 points) upon renewal and at specific spend thresholds. The Marriott Bonvoy American Express in the UK and Canada also features anniversary awards. These certificates allow cardholders to stay at participating hotels for free, though guests may still be responsible for resort fees or "point top-offs" if the hotel's rate slightly exceeds the certificate's value.