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Why are homes cheaper on the Big Island of Hawaii?

One of the major factors contributing to the affordability of Ocean View, Hawaii is its limited infrastructure and services. This small community, located on the Big Island, has a population of around 4,000 people and is known for its rural and secluded nature.



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The Big Island is cheaper than other Hawaiian islands due to its larger size, more affordable housing options, and lower population density. It's also sees far less job opportunities due to Oahu island being the state's major economic hub.

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Many people don't live on the island due to the hazard of losing their home to an active lava flow. Or getting caught up in a hurricane or tsunami. When you live here, you take the risks of living on a volcanic island..we all do.

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What's the most affordable Hawaiian island to live on? The Big Island. With Hawaii's lowest average cost of living (according to MIT's Living Wage project), lowest fair market rents, and lowest typical yearly expenses, the Big Island can be the most economical island in Hawaii.

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Life is expensive in Hawaii, no matter which island you call home. However, if you choose the Big Island, you'll find that life is a little less expensive than on Oahu, Maui, or Kauai. Data from Sperling's Best Places puts the overall cost of living index for the Big Island at 131.9.

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Kukio 8,000+ sq. Known to many as the billionaire getaway, Kukio is Hawaii's most exclusive community. Open only to homeowners and their guests – you can't enter the gates without the express approval of a homeowner.

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Jack Johnson Surfer and musician Jack Johnson was born on Oahu and still lives there today. It is easy to imagine how his laid-back sounds have been shaped by his island home. Roseanne Barr Comedienne Roseanne Barr purchased a macadamia farm on the Big Island of Hawaii.

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Low-Risk Living If you're considering buying real estate on Hawai'i Island, it helps to remember that the risk of injury from Hawaii's volcanoes is far lower than the risk from other types of natural disasters such as the earthquakes, fires, and hurricanes of the mainland.

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Cons to living in Hawaii:
  • Hard to find jobs.
  • Housing is expensive.
  • Cost of living.
  • Tourism.
  • Ecological toll.
  • Island time goes slow.
  • No seasons or changes.
  • Volcanoes.


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Why is the Big Island so underdeveloped? The Big Island has been slow to develop, partly due to Hawai'i's complex land use laws, tight environmental regulations and the fact that there is often strong opposition from locals and Native Hawaiians.

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Niihau, also known as the Forbidden Isle, is a beautiful small island in Hawaii spread across 180 sq km. The island is off-limits to outsiders and only the Robinson family, their relatives, invited guests, government officials and US Navy personnel are allowed here.

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Before You Move to Hawaii Living in Hawaii has its perks, including year-round warm weather and access to some of the most beautiful natural scenery in the world. The island lifestyle is laid-back and relaxed, and there is a strong sense of community and connection to the land.

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Molokai. Molokai is the best island in Hawai?i for a quiet vacation, meaning few tourists and an authentic small-town Hawai?i experience. Furthermore, Molokai is all about making your own adventure.

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Lanai entices the sophisticated traveller with a handful of exclusive luxury resorts and championship golf courses. It's the least visited Hawaiian Island, small in size and slow in pace those that travel to Lanai, by air or on the ferry from Maui, are forced to rest and relax.

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The best time to visit this Hawaiian island to avoid tourist crowds is April to June and September to November. Lanai and Molokai are the least visited islands and are the perfect rural getaways for introverts.

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Most Affordable Places to Live in Hawaii
  • Hana, Maui.
  • Hilo, Island of Hawaii.
  • Kahuku, Oahu.
  • Kahului, Maui.
  • Kapa'a, Kauai.
  • Waianae, Oahu.
  • Wailuku, Maui.
  • Waimalu, Oahu.


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There are many other factors that affect the cost of living in Hawaii. But these three issues — high taxes, excessive land-use and zoning regulations, and the federal Jones Act — are some of the most important in explaining why Hawaii's cost of living is so high.

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Atmosphere. The Big Island is one of the most populated islands of Hawaii, and the atmosphere shows it. There's a lot to do, but you're likely to run into crowds no matter where you go.

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It's the biggest! Its massive size lends itself to an incredible diversity of landscapes and climates, from lush jungles and cascading waterfalls to high mountains, white sandy beaches, and dramatic volcanic landscapes with lava flows for as far as the eye can see.

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