Why did OMNY decline my card?

A red screen that reads Payment Method Expired indicates that the card being used to pay the fare has expired. Riders are encouraged to select another payment option. A red screen that reads Payment Not Accepted means you may have tapped a cancelled card or your payment method may be blocked by the OMNY system.



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Simply use your contactless credit or debit card, smart phone, wearable device, or an OMNY card to tap and go. OMNY will eventually combine fare payments and ticketing across subways, buses, paratransit, and commuter rail.

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Your bank has declined a previous transaction and your card/device is blocked. Your bank hasn't approved the transaction. The card has not had a chip and PIN transaction for a period of time. You've got a new or replacement contactless card and have not yet used it for a chip and PIN transaction.

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Fare capping FAQ All you have to do is tap! There is no sign-up, registration, or app required. Simply tap and go with the same contactless credit or debit card, smart device, or OMNY card. Once you've hit 12 paid trips in a seven-day period, the rest of your rides for that week will automatically be free.

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OMNY lets you pay your MTA bus fare with your phone, credit or debit card, or other wearable device. The OMNY reader can be found immediately after entering the bus.

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OMNY is accepted on all New York City buses. Fares can also be paid with a MetroCard, coins, or SingleRide ticket. Some buses are fare-free: Q70-LaGuardia Link to and from LaGuardia Airport.

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But OMNY has a data-driven dark side — your full ride history, available online to anyone with your credit card number, according to a new report. 404 Media investigated OMNY's rider tracking, and found that any rider's tap history can be obtained easily online — only secured by a credit card number.

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Can I still pay for multiple riders with OMNY? Yes. The same pass-back rules that apply to MetroCard also apply to OMNY. You can tap and pay for yourself and up to 3 additional riders with the same payment method on a single trip.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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An even better weekly fare discount Say hello to an easier, more equitable way to pay your fare: the 7-day fare cap with OMNY! Effective August 20, you can start any day of the week: pay for 12 rides in a 7-day period and any additional rides are free. And, unlike with MetroCard, you don't have to pay upfront.

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Get free rides when you tap your fare with OMNY! Pay for 12 rides using the same device or card in a week and additional rides within the week are free, only with OMNY.

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OMNY card. A physical card is offered for people without access to mobile devices or contactless bank cards to load value onto and access the system. The card is thicker than the MetroCard it replaced, and is valid for seven years from purchase.

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The MTA's OMNY payment system could reveal your trip history to anyone who has your credit card number — and cybersecurity experts said Wednesday the setup might threaten your privacy.

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Payments may be declined because: Your bank has declined a previous transaction and your card/device is blocked. Your bank hasn't approved the transaction. The card has not had a chip and PIN transaction for a period of time.

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