Will Avis let me use a debit card?

Avis accepts most major credit cards and charge cards, as well as Visa and Mastercard debit cards, as a form of payment at most U.S. locations. Learn the details of our payment and credit identification policy.



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When using a debit card at Avis there will be a hold of $200 plus the estimated rental charges placed on your account. These funds will no longer be available to you. Upon returning the vehicle, Avis will process a reversal of any unused portion of the hold subject to your Bank's procedures.

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Provide a bank-issued debit card with a Visa, Mastercard or Discover logo. Rental car companies are unlikely to accept prepaid cards. Pony up a deposit. If you pay with a debit card, you'll be charged an additional deposit on top of the rental fee when you pick up your car.

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Rental car companies consider debit cards to be riskier, and often unfairly view them as a warning sign of bad credit. Companies also worry that a debit card may be linked to a bank account without enough funds to satisfy unexpected charge if the car is damaged or returned late.

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Rental car companies consider debit cards to be riskier, and often unfairly view them as a warning sign of bad credit. Companies also worry that a debit card may be linked to a bank account without enough funds to satisfy unexpected charge if the car is damaged or returned late.

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The short answer is no, a credit card is not required to rent a car, but it may make things easier. Most of the major rental agencies will accept debit cards for initial deposits and final payments. A credit card is usually encouraged because it tends to be the easiest way to pay.

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Credit cards vs debit cards Companies prefer credit cards because it proves to them you're not a financial risk; their costs will be covered as they can recover part or all of the deposit if needed. With a debit card, the company cannot pull money from a bank account if it has insufficient funds.

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Debit cards and prepaid or store value cards are accepted for payment at the end of your rental. In most cases, the location will perform a credit check for debit card customers to determine credit worthiness at the time of rental. The customer must meet the minimum criteria to rent using a debit card.

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You can rent a car with a $300 credit limit, but it depends on the amount of time you plan on renting the vehicle and the type of vehicle you're renting.

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You will incur a $50 processing fee if you choose to cancel a prepaid reservation 24 hours prior to the rental pickup time. If you need to cancel, we will refund the full prepaid amount less a $150 USD processing fee, during the 24 hour period prior to the scheduled pick-up time.

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NerdWallet's Best Credit Cards for Rental Cars of November 2023
  • Chase Sapphire Preferred® Card: Best for General-purpose travel card.
  • Chase Sapphire Reserve®: Best for Premium travel card — perks.
  • Capital One Venture X Rewards Credit Card: Best for Premium travel card — value.


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Rental Policies, Terms and Conditions. With a valid license, your spouse, partner, employer, or employee can drive your rental car for no additional fee.

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