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Can I transfer Chase points to American Airlines?

Chase Ultimate Rewards points do not transfer to American Airlines, but they do transfer to other Oneworld alliance partners, including British Airways and Iberia.



In 2026, you cannot directly transfer Chase Ultimate Rewards points to American Airlines (AAdvantage) at a 1:1 ratio, as American is not an official Chase transfer partner. However, savvy travelers use a "workaround" by transferring Chase points to British Airways Executive Club or Iberia Plus, both of which are part of the Oneworld alliance alongside American Airlines. Once your points are converted into Avios, you can use them to book American Airlines flights directly through the British Airways or Iberia websites. This is often an excellent value for short-haul domestic flights within the U.S., which can sometimes be found for as little as 8,250 to 12,000 Avios. Another option is to use the Chase Travel Portal, where your points are worth 1.25 cents (Sapphire Preferred) or 1.5 cents (Sapphire Reserve) each toward the cash price of any American Airlines ticket. While the direct 1:1 transfer remains exclusive to Citi and Barclays cards, the alliance partnership ensures that your Chase points are still a powerful tool for flying on American’s extensive domestic and international network.

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Chase airline transfer partners
  • Air France-KLM Flying Blue. Flying Blue is the loyalty program of Air France, KLM, Kenya Airways and a few smaller airlines. ...
  • Air Canada Aeroplan. ...
  • British Airways Executive Club. ...
  • Emirates Skywards. ...
  • Iberia Plus. ...
  • JetBlue TrueBlue. ...
  • Southwest Airlines Rapid Rewards. ...
  • United MileagePlus.


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The Bilt card can even be used beyond rent, for things like utilities, HOA fees, and more! Bilt points transfer to American Airlines AAdvantage at a 1:1 ratio, meaning that any points you earn from paying your rent can go directly to your American Airlines flights.

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Your credit card miles may be used to redeem: Reward flights. Upgrades to first-class seats. Hotel stays or room upgrades.

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For example, 60,000 points are worth $750 when redeemed for travel purchases, or $600 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.

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How much are AAdvantage miles worth? American AAdvantage miles are worth approximately 1 cent each. This makes them worth slightly less than miles in comparable programs like Delta SkyMiles (1.3 cents each) or Southwest Rapid Rewards (1.5 cents each).

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If you have the Chase Sapphire Reserve, your points are worth 1.5 cents each toward travel redemptions in the portal. If you have a Chase Freedom Flex, Ink Business Unlimited Credit Card, Ink Business Cash Credit Card or Chase Freedom Unlimited, points are worth 1 cent each.

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Request an upgrade
  1. Log in to aa.com and make sure you have systemwide upgrades available in your AAdvantage® account.
  2. When booking your flight on aa.com, look for the Systemwide upgrades link to find flights with upgrade seats available.
  3. Call your AAdvantage® status service desk to confirm your upgrade.


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You can use miles to buy a seat for an existing flight reservation. To do this, you'll: Find your trip. Select or change seats to load the seat map.

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Chase transfer partners include Aer Lingus AerClub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Air France-KLM Flying Blue, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG One Rewards, ...

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10 points (10X points) on Ultimate Rewards Chase Dining purchases: You'll earn 10 points for each $1 spent on Chase Dining purchases made using your card through the Ultimate Rewards program. 1 point (1X points): You'll earn 1 point for each $1 spent on all other purchases.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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