Can you use American credit cards in Honduras?

You can exchange dollars and euros, to a lesser extent, in some stores (banks and hotels receive both currencies). You can use your Visa, Master Card and American Express credit cards in many places, and there are ATM networks with ample national coverage.



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The most widely accepted credit cards in Honduras are the major international brands such as Visa, Mastercard and American Express. However, it's important to keep in mind that some establishments may charge an additional fee for the use of credit cards or impose a purchase limit.

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Credit cards are widely accepted. ATMs are available in the major towns. It is safer to change money in hotels or at banks. Check ATMs for evidence of tampering, although affected machines may not be easy to spot.

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Can I use my credit or debit card in Honduras? Credit and debit cards are widely accepted in larger establishments, such as hotels, restaurants, and shopping malls. It's always a good idea to inform your bank about your travel plans beforehand to avoid any issues with card usage.

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Most branches of BAC Honduras and Banco Atlántida have ATMs that work with Visa (Plus-affiliated) or MasterCard (Cirrus-affiliated) cards. A few machines—very few—will also give cash using an American Express or Diner's Club card. ATMs are fewer and farther between once you get out-country.

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The Honduran Lempira is the official currency, and it's valuable to know its current exchange rate before your trip. Exchange currency at banks, authorized exchange offices, or airports to get the best rates. While US dollars may be accepted in some places, it's recommended to use the local currency to avoid confusion.

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Bills come in denominations of 1, 2, 5, 10, 20, 50, 100, 200, and 500. There are no lempira coins. American dollars are commonly accepted in the Bay Islands and in major tourist destinations, particularly at hotels -- as a result, some hotel reviews in the Bay Islands also list rates using U.S. dollars.

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How much currency/money/monetary instruments can I bring to/from Honduras? There is no limit on the amount of money that can be taken out of or brought into the United States.

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You will be surprised how little you will be able to use credit cards. More so on our east side because it's different from the West Bay side. Most all tour operators, drivers, restaurants, and bars all require cash. Bring tons of small bills for tips, even though it's a big wad!

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Honduras - Level 3: Reconsider Travel. Reissued with obsolete COVID-19 page links removed. Reconsider travel to Honduras due to crime and kidnapping. Some areas have increased risk.

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A COVID test is not required when arriving in Honduras.

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A good tip is apprx 10 - 15% of you hotel bill or restaurant bill. Honduras is one of the poorest countries in Latin America and tipping is one way to spread the wealth a bit more evenly and make your tourist dollars count in a more direct way.

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Tipping is expected in Roatan's restaurants. However, inspect your bill to see if you've already been charged for “Servicio.” If so, no extra tip is necessary. Although if you feel the service was excellent, then feel free to add more. If “Servicio” is not included in the bill, tip 10% or more.

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If you're a budget traveler, you can expect to spend around $30 to $50 per day in Honduras, including accommodation, transportation, food, and activities.

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The different fees often make or break a deal for a merchant. This is why many merchants, especially small businesses, don't accept American Express. American Express' interchange fee is just too high. Providers like Visa and Mastercard charge between 1.15% and 2.5%, while Amex charges merchants between 1.43% and 3.3%.

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