Do Flight Attendants have a 401k?

All Flight Attendants are eligible to participate in the Defined Contribution Program.



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Your American Airlines 401(k) plan generally provides 100% matching company contributions on your pretax and/or Roth 401(k) contributions up to 5.5% of eligible compensation.

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Here are 10 common advantages of the flight attendant career path:
  • Free flights and travel opportunities. ...
  • Flight benefits for family and friends. ...
  • Flexible schedule. ...
  • Opportunities to meet new people. ...
  • Food expense reimbursement. ...
  • Overnight hotel stays. ...
  • Ability to self-direct. ...
  • Health insurance.


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You must be age 55 with10 years of company service. With the exception of a Medical Leave of Absence, all Flight Attendants must retire from active status or voluntary furlough. If you were age 50 with 10 years of service as of May 1, 2003, you also met the eligibility requirements for early retirement.

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But there is a lot of variation in this; as explained, additional perks may significantly affect the amount a new flight attendant earns. However, in any case, you will certainly make a reasonable living. And the highest-paid flight attendants earn $60,000 or more.

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Southwest Airlines Airlines have great 401k programs. Southwest Airlines offers one of the cleanest, simplest structures for their 401k employer match contributions. Employees can receive dollar-for-dollar matching up to 9.3% of their eligible compensation with immediate vesting and eligibility.

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Delta Air Lines offers DELTA 401(K) RETIREMENT PLAN (FORMERLY THE DELTA FAMILY CARE SAVINGS PLAN) through Fidelity. Their plan covers 91,466 employees.

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Non-revenue tickets are used by (retired) airline employees, travel industry employees, their family members or close friends (often called buddy passes). These tickets can be purchased at a fraction of the costs of a standard ticket, but are only granted if unsold seats are available.

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Unique To American Airlines
Unlimited space available travel for free for all employees, domestic partners/spouses, children, parents/in-laws (small fee) and 16 buddy passes/year (small fee).

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When it comes to new flight attendants just starting out, the highest paying airlines are JetBlue, $32,000, and Southwest Airlines, $30,000. For seasoned flight attendants looking for earning potential, JetBlue, $103,000, and Alaskan Airlines, $113,000, are the highest paying airlines.

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But being a flight attendant is also a lot of work. There are long hours, early mornings, and late nights. There are also strict safety regulations that must be followed at all times. And while it can be tough juggling all of the different responsibilities, they always manage to keep things running smoothly.

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They can expect to spend 65-90 hours in the air, and an additional 50 hours preparing the airplane, processing passengers during boarding and performing post-flight procedures. Typically, flight attendants work 12-14 days and log 65-85 flight hours each month, not including overtime.

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