How much does a cruise ship apartment cost?

Prices start at $29,999 per year, with payment options starting at $2,499 per month, including food, amenities and more. Cabins range in size from 130 square feet for an interior stateroom with virtual views to an ocean-view 260-square-feet suite with a balcony (starting at $6,699 per month).



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The World is a residential cruise ship that's been circumnavigating the globe for the past 20 years. About 10 to 12 of its condos go on sale annually, and cost between $2 million and $15 million.

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Floating homes: Renderings of the upcoming MV Narrative ship from Storylines, a residential community at sea launching in 2024. Life onboard: Fully furnished one-to-four-bedroom residences aboard the ship are currently on sale, with prices starting at $400,000 and rising to $8 million.

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Unlike a regular cruise ship, where you rent a cabin for a designated length of time on a specified itinerary, cruisers on the MV Narrative permanently purchase their rooms on a trip around-the-world.

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If you love a cruise, why not live on one. Once cruise ship is offering a 2-year, all inclusive vacation around the world that may be cheaper than a mortgage and living expenses on land. ORLANDO, Fla. – A new cruise experience could be more affordable than the rent or mortgage you're paying on land.

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Wells purchased an apartment on the MV Narrative, which is currently being built in Croatia and sets sail in 2025. The rough math for Wells' dream makes perfect sense. He purchased a 12-year lease on the ship for $300,000. That comes to about $2,100 a month if he didn't have to take out a loan.

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Is there a cruise ship you can live on? There are several cruise ships designed for permanent living. The World is the only one sailing currently but more are coming soon. MV Gemini is the most affordable option, with apartment purchase prices starting at $1,000,000 plus $65,000 per year for fees.

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The truth is, yes, you can totally live on a cruise ship. The idea of living on a cruise ship for a year or two is very appealing to some, especially remote workers or people in retirement. You don't have to take care of your own dwelling, there are plenty of things to do on board, and you get to travel the world.

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Life at Sea cruises, which will host a three year cruise for $30,000 per year, is taking on more passengers. Apparently, the number of people who want to sail away from their lives is bigger than expected.

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  1. Test It Out First. Try a few cruises with different cruise lines. ...
  2. Meet With a Financial Planner. ...
  3. Talk to an Agent. ...
  4. Buy a Cruise Residence. ...
  5. Leverage Your Long-Term Status. ...
  6. Understand Your Medical Care Options at Sea. ...
  7. Rehome Your Pets. ...
  8. Make Plans to Stay in Touch.


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Prices started at $29,999 per year for individuals sharing an inside cabin for the cruise, ramping up to nearly $109,999 per year for a larger suite, with Gemini expected to visit 375 ports in 135 countries and seven continents after setting sail Nov. 1. Gemini had room for up to 1,074 passengers.

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Prices range from around $20,000 to upwards of $100,000 per person, and all our top picks are more than 100 days (one is even a whopping 275 days), so they're ideal for retired travelers looking for their next big adventure.

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Those who have an inside cabin will be paying about $2,400 a month per person, said Valerie Linderoth, a Victoria Cruises Brand Ambassador. It's actually pretty affordable. While the price of $2,400 a month may not sound affordable at first, there are other factors to consider.

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The easiest way to enjoy living on a cruise ship for the long term would be to look for world cruises. These itineraries can last a long time. Some of the longest run for six months, but three months is more common. However, don't expect world cruises to run back-to-back.

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On ships, you live where you work. Unlike life on land, there is no rent to be paid or monthly utility bills that need to be taken care of. All basic living expenses are covered at sea for crew members: accommodation, water, electricity, and food.

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It comes as no surprise that the ship's captain has the biggest salary from working on a cruise ship. The master of the vessel has a huge responsibility for ship safety for crew and passengers along with navigation. The captain can earn almost $100,000 manually depending on the cruise line and experience.

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Because cruise fares are based on double occupancy in each cabin, cruising as a single person can be expensive. Cruise lines make up for the absence of another passenger by charging what they call a single supplement that can be as high as 200 percent of the standard price.

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