Is Amex Platinum worth it in 2023?

Compare Amex Platinum to other cards Amex Platinum has a higher annual fee than most credit cards, but it also offers unparalleled travel benefits and a robust rewards program. For example, your card gives you access to Delta Sky Club, The Centurion Lounge and several other airport lounge options.



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The statement credits alone are worth over $1,400, but they are somewhat limited and don't match most cardholders' spending patterns. As long as you're able to get enough value with this card to cover the $695 annual fee, The Platinum Card® from American Express is worth considering.

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American Express Platinum Card. The American Express Platinum Card offers elevated rewards and benefits for people who routinely spend on travel and other purchases. Like the Black Card, the Platinum Card offers an array of features, but it's less exclusive in terms of who can apply and be approved.

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American Express Platinum card isn't the hardest Amex card to get, though. Its requirements are far more lenient than those of the Centurion® Card from American Express. This is an invitation-only card that comes with a $5000 annual fee. So, you need to have a high annual income to qualify.

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AAdvantage members earn 5 miles per dollar spent on American flights. Platinum members earn 60% more, for a total of 8 miles per dollar. Priority check-in, security lanes and boarding. Platinum elite members board with Group 3 on American Airlines flights.

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NO. Based on your spending, your estimated rewards on The Platinum Card® from American Express would not make up for the annual fee. How much do you spend annually on flights and hotels in U.S. dollars booked on AmexTravel.com? It doesn't have to be exact, just give your best guess!

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Platinum Card? Members and Additional Platinum Card? Members on the Platinum Card? Account can enroll in complimentary Hilton Honors Gold status in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card.

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There is no exclusivity in having an AMEX card, unless you get invited for the Centurion. Most people with decent credit can get just about any AMEX card. Sure, platinum might be a little “luxurious” for those who don't bat an eye at $695 a year, but many people can get one nonetheless.

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