Should I take cash to Madeira?

Most places in Madeira do take cards, but you'll need some cash for buses, and I've heard that some of the cable cars only take cash too (the cable car from the promenade in Funchal does take cards). The small shops and cafes I visited all took cards but it's best to have some money just in case.



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Madeira uses the Euro, though major credit cards will work and ATMs are widely available. If you're flying direct to Madeira, currency can be exchanged at airports, banks, and hotels.

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You should plan to spend around €95 ($101) per day on your vacation in Madeira Islands, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, €33 ($35) on meals for one day and €9.87 ($10) on local transportation.

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Madeira's currency is the Euro. Credit cards and contactless payments are accepted in many places, especially in tourist areas and larger establishments, but not everywhere so it's worth always carrying some cash.

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Cards are by far the most popular cashless payment method in Portugal, including international cards from Visa and Mastercard. Both credit and debit cards are used, but debit cards are much more common.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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The currency unit for Madeira has been the EURO (€) since 2002. The import and export of foreign currency is unrestricted.. Credit cards and debit cards are accepted as means of payment almost everywhere.

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Madeira uses the Euro, though major credit cards will work and ATMs are widely available. If you're flying direct to Madeira, currency can be exchanged at airports, banks, and hotels.

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My little AA Essential Guide to Madeira suggests that, as Flowercity says, tipping is appreciated but not required in Madeira. If you do want to tip, the advice is 10% in restaurants and for taxi drivers and hairdressers. In bars it suggests just loose change but nothing for chambermaids in hotels.

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The average standard of living tends to be a bit lower than in mainland Portugal, and the local autonomous government gives generous subsidies coming from the tourist industry revenues and from the Portuguese national budget. Go where the locals go and everything will be cheap.

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Around €10 (US$11) is considered a decent tip for tour guides who impressed you. Feel free to lower or increase that amount by up to €5, depending on how long the tour was and how informative and entertaining the guide was.

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Madeira uses the Euro, though major credit cards will work and ATMs are widely available. If you're flying direct to Madeira, currency can be exchanged at airports, banks, and hotels.

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The Portuguese have three meals a day, between 7:30 and 10 a.m. we have breakfast, consisting of drinking coffee or fruit juice with toast or a sandwich. The main meals are lunch, between 12:00 and 2:30 p.m., and dinner between 7:30 and 10:30 p.m.

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The temperature, visibility and transparency of the water, as well as the immensity and variety of marine life, make this a unique place for swimming. On the north coast, the deep blue sea is lively and dynamic, while on the south coast you can discover a calm, transparent sea with gentle waves.

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Bugs (like mosquitoes, ticks, and fleas) can spread a number of diseases in the Madeira Islands. Many of these diseases cannot be prevented with a vaccine or medicine. You can reduce your risk by taking steps to prevent bug bites.

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Madeira uses electricity at 220-240V, 50Hz with European standard Europlug and Schuko plug sockets. If you plan on using electrical appliances that operate on a different voltage, a transformer is required, while appliances that have different plugs will need an adapter.

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Please be sure to have the correct currency on hand or be prepared to exchange your dollars for Euros upon arrival. In our culture we can put everything on credit and debit cards, however, in Europe you will find it useful to always keep a little cash on hand.

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US dollars: I carry $100–200 as a backup. While you won't use it for day-to-day purchases, American cash in your money belt comes in handy for emergencies, such as when banks go on strike or your ATM card stops working. I've been in Greece and Ireland when every bank went on strike, shutting down without warning.

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It all depends on where you're going and what you plan to do during your trip. As you can see from our travel costs table above, some European cities are cheaper or more expensive than others. As a general rule, though, it's a good idea to budget at least $100 a day for your vacation.

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