The United Club Infinite Card is a high-end travel card with a $695 annual fee, primarily designed for frequent United flyers who want lounge access. The headline benefit is a United Club membership, which allows you and two guests (or immediate family) access to over 45 United Club locations and select Star Alliance lounges worldwide. Other major perks in 2026 include Premier Access (priority check-in, security, and boarding) and the ability to check your first and second standard bags for free—a savings of up to $360 per round trip for two people. Cardholders also earn 4x miles on United purchases and get a 10% discount on Economy Saver Awards. You also receive up to $120 in credit for Global Entry/TSA PreCheck and automatic Avis President's Club elite status. Perhaps most importantly for status seekers, the card helps you earn Premier Qualifying Points (PQP) through spending (1 PQP per $15 spent), which can be the difference-maker in reaching the next elite status tier.