What ATM to use in Bali?

ATMs associated with banks like BCA, Mandiri, BNI, and Maybank are the best and safest.



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Using Bank Cards or Credit Cards Paying by card in Bali is a fairly safe option. Most of the bigger restaurants, resorts, shopping stalls will all accept payment via card. Taxis, small local restaurants (warungs), beach bars, and market stalls still only accept cash.

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You will get a much better exchange rate in Bali rather than in your home country. We usually recommend waiting until you arrive in Bali to get your rupiah. Money changers in Bali can and will exchange all major currencies. In most cases there is no need to bring any other currency other than your own.

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I suggest for 10 days in Bali that you bring about $250-$500 USD cash per person. This will be more than enough to cover your day-to-day cash expenses on a small to medium budget. Now let's talk about some of the costs that you can expect on your Bali trip.

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HSBC is very prominent in Asia and Bali so this is the best debit card for ATM cash withdrawals, as the ATMs only need to display a VISA or VISA Plus logo for free cash withdrawals. In addition the HSBC Everyday Global Travel Card has no international transaction fees and monthly fees.

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Typical Costs for 1 Week in Bali
For a comfortable private tour (2–4 people): About 160–220 USD per day per person is typical with private guide, 4- or 5-star hotels, nice meals, and private transfers included. For this standard of vacation in the US, the average price is 500+ USD.

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How can you avoid Bali Belly?
  1. Make sure all meat and seafood is thoroughly cooked (not raw or rare)
  2. Avoid the following foods while travelling: Sushi. Unpasteurised dairy products milk/cheese/ice cream. ...
  3. Water: Don't drink tap water. Don't use tap water to brush your teeth. ...
  4. Hygiene: Wash your hands after using the toilet.


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It's best to take Indonesian Rupiah to Bali. If you can't buy some before your trip, the next best options are Australian Dollars (AUD), US Dollars (USD) or Euros (EUR). You can easily change these 3 currencies almost anywhere on the island.

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Yes. However, you shouldn't rely on your plastic as much as you would in more remote places the only acceptable way of payment. Therefore, most places accept credit cards, but some of the smaller ones, as well as hotels, guesthouses, and home-stays, tack on a 3% surcharge.

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The $1000 will be enough, but does that include VOA and departure tax?. On your intended plan, I expect you will spend $60-$70 a day however add $13/day to cover VOA and departure tax. Waterbom will cost extra on the above so you won't have a lot for shoping, which you will want to do..

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No, it is not customary to tip in Bali. However, it's always appreciated when you show your gratitude with a little extra money. Keep in mind that no one will come chasing you down if you don't leave a tip, but it's always nice to show your appreciation for good service with a token of gratitude.

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How Much to Budget For Two Weeks in Bali? On top of flights, if you budget around $100 per day for your trip to Bali it would be more than enough. This amount would enable you to stay in a mid-range hotel, eat out for every meal and enjoy some of the island's best activities.

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There is no hard and fast rule for tipping in Bali. All hotels and most restaurants have a 17% or 21% tax and service charge included in your bill so it is up to you whether to add any extra tip on top of that. When it comes to tipping drivers or other 'freelancers', it's nice but not required.

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Get a Local SIM Card
Phone credit and data in Bali is very inexpensive when using a local SIM card. You need to make sure your phone is “unlocked” from your service provider before you travel. Click here to pre buy an Indonesian SIM and have it delivered to your hotel in Bali.

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