Which credit card offers Hilton points?

Hilton Honors American Express Card You can earn a lot of welcome bonus points: Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Terms Apply.



In 2026, the primary credit cards for earning Hilton Honors points are issued through a long-standing partnership with American Express. These include the no-annual-fee Hilton Honors Card, the mid-tier Hilton Honors Surpass Card (often preferred for its Gold status and high earning rates on groceries and gas), and the premium Hilton Honors Aspire Card, which grants automatic Diamond status and an annual free night reward. For business owners, the Hilton Honors Business Card offers tailored categories for commercial spending. Beyond co-branded cards, you can also earn points indirectly via American Express Membership Rewards cards (like the Gold or Platinum), as points can be transferred to Hilton, typically at a 1:2 ratio. These cards are essential for high-fidelity travelers looking to maximize "Points & Money" stays at over 7,000 properties globally.

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To earn Hilton Diamond status, you'd normally need to book 42 nights or 21 stays, or earn 84,000 bonus points. With the Hilton Honors Aspire Card from American Express, however, you'll automatically earn Diamond status — the highest loyalty tier of the Hilton Honors program — once you've enrolled.

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Hilton Honors doesn't have the most lucrative travel rewards, with an average Hilton points value of 0.5 cents apiece in Personal Finance Insider's most recent points and miles valuations. Nonetheless, the program offers good (and sometimes great) value when redeeming for hotel rooms and access to special events.

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Up today: how to spend a million Hilton Honors points. On paper, TPG values 1 million Hilton Honors points at $6,000, which is much lower than some other programs we've looked at in this series.

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To qualify, you must complete 30 stays, stay 60 nights or earn 120,000 base points in a calendar year. However, primary cardholders of the Hilton Honors American Express Aspire Card (see rates and fees) enjoy complimentary Diamond status as a perk of their card.

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As a Platinum Card Member you are eligible to enrol in complimentary Hilton Honors Gold status. Offer available only to Platinum Card Members and is not transferable.

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Platinum Card® Members and Additional Platinum Card® Members on the Platinum Card® Account can enroll in complimentary Hilton Honors Gold status in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card.

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Free nights can be redeemed for as few as 5,000 Points per night and no more than 95,000 Points per night for a standard room.

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Hilton Honors partners with Alamo, Enterprise and National to offer bonus points on car rentals. Members can earn up to 5,000 points per eligible booking.

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In fact, American Express is one of the best Hilton transfer partners. If you have an AmEx card that earns Membership Rewards points, you can convert 1,000 AmEx points into 2,000 Hilton Honors points.

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Personally I value Amex points at ~1.7 cents each, while I value Hilton Honors points at ~0.5 cents each. Based on my valuation of points and the 1:2.6 transfer ratio, you're getting about 1.3 cents of value per Amex point. While not amazing, that's also not terrible, and for many this could prove to be worthwhile.

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If you are an Hilton Honors guest with Gold status, you and up to one additional registered guest in the same room will be granted complimentary access to the Executive Floor Lounge only if you receive a room upgrade to the Executive Floor or an upgrade to a room type that confers Executive Floor Lounge access benefits ...

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Once you have reached a certain elite tier, you may keep your status for the calendar year in which the elite tier was earned and the subsequent calendar year. To make it easier to keep your elite tier status, reward stays count toward elite tier qualification.

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Additional ways to redeem Hilton points is by shopping, traveling, and dining with Hilton partners. Once you redeem enough Hilton Honors points, you can use them for free nights at Hilton hotels, free car rentals, or you can sell Hilton points for cash to MileageSpot and earn cash in return.

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