At Walt Disney World in 2026, the Memory Maker product is assigned to one specific person to act as the "Account Owner" for digital rights and download management. This structure prevents multiple families from "splitting" the cost of one pass to cover dozens of unrelated people. However, while one person "owns" the entitlement, it is designed to be shared within a Family & Friends list. As long as all members of your group are linked in the My Disney Experience app and have their "Photo Sharing" permissions turned on, any photo taken by any member of the group—even if they are in a different park at that moment—will automatically flow into the main account. Only the assigned owner has the "Master License" to download the high-resolution files and remove watermarks. This centralized system simplifies the "Photopass" workflow for Disney’s servers, ensuring that thousands of images are correctly indexed to a single primary billing and download hub for each vacationing party.